Suze Orman says, ‘We’re heading downhill very fast,’ unless employers start providing this lucrative benefit to their workers #business

Americans trying to save some cash for unforeseen expenses are up against a lot — months of red-hot inflation, wages that don’t keep up, the sheer difficulty of delayed gratification in a time when people spend billions of dollars online in one day. It’s hard to put money aside for a rainy day. Indeed, personal-finance […]

In mid-November, mortgage rates saw their biggest decline since 1981. Here’s what 6 pros say will what happen next #business

The latest mortgage rates Getty Images/iStockphoto For most of 2022, the trend of mortgage rates was generally up and then up some more. But in mid-November something big happened: Thanks to better-than-expected inflation numbers, the average rate on a 30-year fixed-rate mortgage dropped to 6.61% the week of November 17th, which was the biggest weekly […]

Employers Rethink Need for College Degrees in Tight Labor Market #business

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More people use ‘buy now, pay later’ for holiday shopping, but experts say that’s a double-edged sword #business

Online purchases using the BNPL rose by 13% year-on-year in November, according to Adobe Analytics. That figure does not take into account Thanksgiving or Black Friday spending. “In an uncertain economic environment, a more cautious consumer is embracing more flexible ways to manage their budget,” Adobe ADBE, the software and market-research company, said in a report […]